For self-employed creatives

Money in, money out.
Kept quietly in order.

A calm place to track income, catch receipts, and send invoices — without holding your money or doing your taxes for you. Made for photographers, filmmakers, and the rest of us who’d rather be doing the work than the books.

Income trackedExpenses caughtInvoices through your own processor

How it works

Four quiet steps, then it mostly tends itself.

  1. 01

    Connect your inbox, read-only

    Grant read-only access to the inbox where receipts land. We look once, pull what's needed, and discard the message — no rummaging, no rules left behind.

  2. 02

    Confirm what we caught

    Receipts and entries show up for you to wave through or fix. You're always the one who decides what counts.

  3. 03

    Watch the month take shape

    Income, expenses, mileage, and outstanding invoices settle into one quiet overview you can actually read.

  4. 04

    Export at tax time

    Hand your accountant a clean, country-aware summary. No surprises, no scramble.

What it does

Everything in the order money actually moves.

Catch every receipt

Snap a photo or forward an email — we read the merchant, amount, and date so you can confirm in a tap. You check our work; nothing is filed behind your back.

See the month at a glance

Money in, money out, and what's still owed to you — one calm screen, no spreadsheet. Income shows green, expenses rust, the way you'd expect.

Invoice through your own processor

Lay out an invoice and send it. The payment lands in your Square or Stripe account, never ours — we only mark it paid when your processor tells us it's paid.

Track business driving honestly

Log trips by distance and mark which were for work. We show your business-use share — and in the US, an estimate only, never tax advice.

Set aside for tax, your way

Pick a percentage to mentally set aside as income comes in. It's a reminder you control — not a tax bill, and never a number we compute for you.

Package it for your accountant

When it's time, export a tidy, categorized summary for your country. We organize what you earned and spent; the filing stays between you and a professional.

A look inside

LedgerJUNE 2026

Today

Camera supplies
Beau Photo · receipt
−$214
Coffee with client
Salt Spring Roasters
−$11

Yesterday

Parking — ferry
BC Ferries
−$18
Fuel
Petro-Canada
−$72
Lunch on a shoot
The Local
−$34
Film stock
Kodak · online
−$96
Capture receipt

Awaiting payment

$4,250
Square connected · payments auto-collected
Sent 4 · Paid 6 · Overdue 1
Garraway wedding
Paid · Square
+$2,600
Brand film — deposit
Sent · awaiting
$1,500
Family session
Paid · Square
+$425
Engagement shoot
Overdue 6 days
$650
New invoice

Income

$8,420

Expenses

$3,180
Set aside · tax$1,264

Where it went

Gear & supplies$1,140
Travel & fuel$680
Software$210
Net kept$3,976

Up 12% from May

Recurring expenses ahead

Studio insurance$88 / mo
Editing software$76 / mo
Website & email$41 / mo
Known monthly baseline$1,337

One-offs expected

Jul · gear service$320
Aug · conference$540
Projected 3-mo outlay$4,701

Income · Jan–Jun

$44,180
Deductible expenses$16,920
GST collected$2,209

By quarter

Q1$19,140
Q2$25,040
Set aside for tax$6,627
Export for accountant

01

Capture every receipt, three easy ways

Snap a photo, forward an email, or let your connected inbox bring them in. We read the merchant, amount, and date — you just confirm.

02

Send invoices that get paid automatically

Bill through your own Square or Stripe. The money lands where it already does — we only ever see that a payment happened, never the funds.

03

See the whole month at a glance

Money in, money out, and what's still owed — one calm screen. Income green, expenses rust, and the slice you've set aside, the way you'd expect.

04

Know what's coming, not just what happened

Recurring expenses roll forward into a simple baseline, so the months ahead hold no surprises — just what you already know is due.

05

Be ready for tax time without the dread

Everything sorted into your country's categories, the set-aside totalled, the year packaged for your accountant. We organize; you file.

🇨🇦 Canada🇺🇸 United States

It speaks your country’s language

Currency, dates, and expense categories follow where you work. The difference that matters most is mileage: in the US we show a standard-rate estimate, marked plainly as not tax advice; in Canada we show your business-use share rather than a flat per-kilometre deduction, because that figure isn’t ours to claim for you. When the rules differ, we follow each country’s — we don’t flatten them into one.

How we handle your data

Privacy isn’t a setting here. It’s the starting point.

  • We never hold your money

    Payments go straight to your own Square or Stripe account. We see that a payment happened — not the funds themselves.

  • Your inbox, read once and let go

    Access is read-only. We pull a receipt and discard the message — we can't send, delete, or change anything.

  • Your records are yours alone

    Every account's data is walled off at the row level, so no one ever sees anyone else's books — not even by accident.

  • No card numbers, no passwords

    We don't store bank or card details, and we never keep passwords. Sensitive connections are stored encrypted.

Built to a high privacy bar from the first line of code. A professional security review will happen before anyone’s real data flows through the system.

Straight answers

The questions worth asking first

Do you hold my money?
No. Never. Invoices are paid into your own Square or Stripe account — the money goes straight from your client to you. We only see that a payment happened so we can mark the invoice paid.
Do you do my taxes?
No. We track and categorize what you earn and spend so tax time is calm — we don't calculate what you owe. Any real tax math belongs with a professional.
Does it work the same in Canada and the US?
It adapts. Currency, date format, expense categories, and the way mileage is shown all follow your country. In the US we show a standard-rate mileage estimate, clearly marked as not tax advice; in Canada we show your business-use share rather than a flat per-kilometre figure.
What happens to my email?
We read it once to pull a receipt, then discard the message. Access is read-only — we can't send, delete, or change anything in your inbox.
Is my data private?
It's built to a high bar from the start — your records are yours alone, never pooled with anyone else's, and sensitive connections are stored encrypted. We don't keep card or bank numbers, and we never store passwords.
Saving it to your phone
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Creative’s Ledger
Money clarity for creative people
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The Creatives Ledger
i.

Open it in your browser

Head to the Creatives Ledger in Safari or Chrome on your phone. No download, no account wall — it's just there.

ii.

Tap the share button

The little square with the arrow at the bottom of your browser. It opens the share menu you already use every day.

iii.

Choose "Add to Home Screen"

Scroll down the menu and tap it. Keep the name as is, or call it whatever you like.

iv.

That's it — it's an app now

The icon lands on your home screen and opens full screen, just like any other app. No store, no updates to chase.

Have a look around. Nothing’s saved or sent yet.

The whole app is open as a working demo with stand-in figures. Wander through it the way a real month would.

Open the demo